COOKIE NOTICE 

Cookies and other similar technologies (collectively, “Cookie Technologies”) are small data files sent from a server to your browser. They are stored in your browser’s cache and allow a website or a third party to recognise your browser. Cookies are used by us and our partners. Cookie Technologies serve a number of purposes, including allowing the Platform to function and helping us to understand how you use the Platform and improve your experience. These technologies record information about your use of the Platform,  including: 

Browser and Device Data 

IP address, device type, operating system and Internet browser type, screen resolution, operating system name and version, device manufacturer  and model and language, but do not allow access to other personal data.

Usage Data 

Session replay technology, the time spent on the Platform, pages visited, links clicked, language and Account preferences, and the pages that led or referred you to the  Platform. 

We use these strictly necessary Cookie Technologies based on our legitimate interest. All other Cookie Technologies, which are not technically strictly necessary, we will use solely based on your consent.

Please find below our list of Cookie Technologies, purposes and retention periods.

Cookie  Cookie Name  Purpose
Cookie  

Consent

CookieConsent  This will remember that you are happy to allow cookies on our website. This cookie is set to expire after 90 days if  accepted or declined (no other GA Cookies are stored, if this is declined).
Google  

Analytics

_ga  Used to distinguish users and expires in 2 years
Google  

Analytics

_gid  Used to distinguish users and expires in 24 hours
Google  

Analytics

_gat  Used to throttle request rate and expires in 1 minute
Google  

Analytics

-utma  This allows Google Analytics to determine unique visitors to our site. The cookie expires 2 years from initial creation or  from update of cookie
Google  

Analytics

-utmb  This cookie is used to establish and continue a user session on our site. The cookie will expire 30 minutes from initial  creation of from update of the cookie
Google  

Analytics

-utmc  This is used in conjunction with the -utmb cookie to determine whether or not to establish a new session for the user. This  cookie will expire once you have closed your session with our website (once you have closed your browser)
Google  

Analytics

-utmz  This cookie is used by google to store where a visitor came from (search engine, search keyword, link). This cookie will  expire 6 months from its initial creation or from update of cookie.
Google  

Analytics

first_traffic_source This cookie captures the initial source where a visitor came from (search engine, social media, direct access). This cookie will expire in 6 months.
Google  

Analytics

organic_source This cookie tracks if the user arrived at the website via an organic search. It will expire in 6 months.
Google  

Analytics

organic_source_str This cookie stores the details of the organic source that referred the user, such as the exact search engine or platform. It will expire in 6 months.
Google  

Analytics

traffic_source This cookie tracks the most recent traffic source of the user. It will expire in 30 days.
Google  

Analytics

user_agent This cookie captures the browser and device information (browser type, version, and operating system). It will expire once you have closed your session with our website (once you have closed your browser).
AddThis  _atuvs / _atuvc  This is a third-party cookie from AddThis service and will expire in 2 years. This will share Standard Chartered content  via social media share buttons. Also monitors user activity on the site and on other AddThis sites.
AddThis  s_sq / ouid /  

notice_gdpr_prefs  / s_nr / na_id / loc  / s_fid / ssc / na_tc  /  

notice_preferences  / mus / gpw_e24 /  sshs / s_cc / uvc /  uid

This is a third-party cookie from AddThis service. Up to 5 years expiry dates, with some session based. This will share  Standard Chartered content via social media share buttons. Also monitors user activity on the site and on other AddThis  sites.
Litespeed  cache _lscache_vary  This cookie is used to store whether you are logged into the site and what your user role is. It is used to help improve site performance for logged in users. This cookie will expire after 2 days.
Vimeo  

Player

player / vuid  We embed videos from our official Vimeo channel. When you press play (or played automatically) Vimeo will drop third  party cookies to enable the video to play and to collect analytics data such as how long a viewer has watched the video.  These cookies do not track individuals.
Segment analytics ajs_anonymous_id This cookie is used to assign an anonymous identifier to a user and enable anonymous tracking of user sessions across visits without identifying specific individuals. It expires after 1 year.
Segment analytics ajs_user_id This cookie assigns a user ID for tracking returning visitors in an anonymized way. It expires after 1 year.
HubSpot messagesUtk This cookie stores a unique user token to allow HubSpot to retrieve chat history when users return to the site, improving user interaction continuity. It expires after 6 months.
cfuvid
_hjHasCachedUserAttributes
_hjSession_1572649
_hjSessionUser_1572649
Functional handl_landing_page, handl_landing_page_base, handl_original_ref, handl_ref, handl_ref_domain, handl_url, handl_url_base These cookies are used to keep track of referees across pages. They will expire once you have closed your session with our website (once you have closed your browser). 
Stripe __stripe_mid
Stripe __stripe_sid after the transaction.
UET (Universal Event Tracking) MicrosoftAdvertising _uetsid
UET (Universal Event Tracking) MicrosoftAdvertising _uetvid This cookie identifies unique visitors across the platform, is used to measure campaign performance and conversions. It expires after 1 year.

You can manage your consent by clicking on Cookies Settings.

Privacy Overview

This website uses cookies so that we can provide you with the best user experience possible. Cookie information is stored in your browser and performs functions such as recognising you when you return to our website and helping our team to understand which sections of the website you find most interesting and useful.

Strictly Necessary Cookies

Strictly Necessary Cookie should be enabled at all times so that we can save your preferences for cookie settings.

3rd Party Cookies

This website uses Google Analytics to collect anonymous information such as the number of visitors to the site, and the most popular pages.

Keeping this cookie enabled helps us to improve our website.